I personally don't find it useful that stores basically have to wait until they can charge an xx.xx amount to payout unless you leave it at 0, it might be an option to make an option for super admins to disable stores payout ? (Entirely for all stores or single stores) e.g. that there are daily, weekly, monthly or every 4 weeks by means of cronjobs so that superadmin can download a sepa xml batch every time and simply upload it to the bank for payments. included minus the taxes commissions etc etc
https://github.com/php-sepa-xml/php-sepa-xml
