Can you guys share your experience with Paytm and Razorpay gateway. I am using Razorpay Gateway since 11 months and wishing to switch to Paytm. Any user using Paytm as primary gateway can you please share your experience?
NikhilJain I'm using razorpay it's really good i didn't faced any issues sometimes amount debited from customer but order will not been place that time we manually refund amount to customer wallet and ask them to place order again..
alabtechnosoft that issue has been resolved with webhook and offical Android app.
alabtechnosoft Razorpay charge way higher than Paytm Gateway
NikhilJain yeah...but still I'm using 2.9.2 only need to migrate waiting for 3.4 release will do it.
NikhilJain Right. Paytm gateway is best.. They settle the amount next day morning 6AM which helps to maintain the cash flow & their charges are slightly low compared to Razorypay. Would Suggest Paytm over Razorypay.
NikhilJain we have current account so they have charged 0.50% as transaction charges..
alabtechnosoft across all transactions? 0.5% net or 0.5+ gst
NikhilJain I think it's depand on the payment method i believe... But when i spoke to razorpay support team i understand that if we show more 1lack per month they would hear you...
Hello guys, ur discussion was helpful to us. even we are planning to switch to Paytm.
alabtechnosoft oh! Still my stats says 88% on my website prefer using UPI and Paytm charge 0% on UPI and Rupay debit card and 0.4% on master, visa, mastero! While 1.99 for credit, net banking, wallet! Which will be less heavy on our pockets!
NikhilJain now, which gateway is better, didn't like Razorpay, ran the day only
mdsumro Paytm seems good
NikhilJain commision?
mdsumro check their pricing also I mentioned above.
NikhilJain are you using personal account or current account??? Since it's been 3 month still Paytm not verified my documents...
alabtechnosoft Not switched to Paytm but trying to